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Home Loan EMI Calculator

Calculate your monthly EMI, total interest, and repayment schedule for Indian home loans.

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Loan Amount (₹)

Interest Rate (% p.a.)

Tenure (years)

NRI home loan — key facts

NRIs can take home loans in India from most major banks (SBI, HDFC, ICICI, Axis). Rates typically range 8.5–10% p.a. Maximum tenure is usually 20–30 years. Repayments must come from your NRE/NRO account or direct inward remittance.

Principal repayment is eligible for Section 80C deduction (up to ₹1.5 lakh/year), and interest paid on a let-out property is fully deductible against rental income under Section 24(b).