Services & Tools · Ranked Guide

Best ROI Calculators for Rental Property

Seven free calculators for working out the real return on an Indian rental — ranked by what question each one actually answers.

Updated September 2026 · 7 options ranked

"ROI" on a rental means different things: the annual cash yield, the total return once appreciation is added, the after-tax net an NRI actually keeps, or whether renting beats selling at all. No single number covers it, so this list ranks calculators by the specific decision each one supports.

All seven are free, need no sign-up, and are built around Indian inputs — rupee amounts, Indian stamp duty and society charges, Section 195 TDS, and managed-Airbnb yield benchmarks rather than US-style assumptions.

How we ranked this

Each calculator is ranked on how central its question is to a buy/hold/sell decision (35%), accuracy of its India-specific assumptions (30%), clarity of the output and its breakdown (20%), and how well it links into the next decision (15%).

The ranking at a glance

1Property ROI CalculatorTotal return: rental yield plus capital appreciation, after costs.
2Rental Yield CalculatorGross vs net annual yield — the cash-flow efficiency of the asset.
3Airbnb Host Fee & Profit CalculatorNet monthly profit from short-term letting after Airbnb fees, GST and costs.
4Revenue EstimatorProjected short-term rental revenue by city, size and season.
5Rent vs Sell CalculatorWhether to keep renting an Indian property or sell and redeploy.
6Property Appreciation CalculatorHistorical and projected capital growth for an Indian property.
7NRI Repatriation CalculatorWhat actually lands in your foreign account after tax and transfer costs.

Property ROI Calculator

Total return: rental yield plus capital appreciation, after costs.

AnswersTotal ROI %

Why it ranks here

Combines annual net rental yield with projected price appreciation for a true total-return figure.
Accounts for acquisition costs — stamp duty, registration, furnishing — in the denominator.
The right starting point for a hold-versus-sell or buy decision.

Pros

Single total-return number
Includes appreciation, not just yield
India cost inputs built in

Cons

Appreciation is a projection — run low/base/high
Does not model financing leverage in depth

Best for: Deciding whether a property is worth buying or keeping at all.

Open Property ROI Calculator

Rental Yield Calculator

Gross vs net annual yield — the cash-flow efficiency of the asset.

AnswersGross & net yield %

Why it ranks here

Separates gross yield from net yield after society charges, property tax, management fee and vacancy.
Benchmarks against traditional (2–3.5%) versus managed Airbnb (8–14%) ranges.
Fastest way to sanity-check whether a rent figure is any good.

Pros

Clear gross/net split
Good benchmarking context
Quick to run

Cons

Ignores appreciation and tax
Vacancy assumption drives the result — be honest

Best for: Comparing two properties, or checking if a quoted rent is competitive.

Open Rental Yield Calculator

Airbnb Host Fee & Profit Calculator

Net monthly profit from short-term letting after Airbnb fees, GST and costs.

AnswersNet monthly profit + break-even

Why it ranks here

Models nightly rate × occupancy minus Airbnb host fee, GST, cleaning, sub-lease rent and operating costs.
Shows the break-even occupancy — the number that decides if sub-leasing works.
Directly comparable against a fixed-rent offer.

Pros

Itemised monthly P&L
Break-even occupancy output
India host-fee and GST logic

Cons

Occupancy and rate are your estimates
Seasonality needs a manual low/high run

Best for: Owners weighing self-run Airbnb economics against a fixed monthly rent.

Open Airbnb Profit Calculator

Revenue Estimator

Projected short-term rental revenue by city, size and season.

AnswersExpected annual revenue

Why it ranks here

Gives a top-line revenue range before you model costs, using city and property-size benchmarks.
Useful as the input to the profit and yield calculators.
Quick reality check on an operator's revenue claim.

Pros

Fast first-pass number
City-level benchmarks
Feeds the other tools

Cons

Revenue only — no cost or tax side
Ranges are broad by design

Best for: The very first 'is this worth exploring?' estimate.

Open Revenue Estimator

Rent vs Sell Calculator

Whether to keep renting an Indian property or sell and redeploy.

AnswersHold vs sell verdict

Why it ranks here

Compares projected rental returns (held) against sale proceeds invested elsewhere at an assumed rate.
Factors in capital gains tax, selling costs and repatriation friction for NRIs.
Reframes 'what's my ROI' as 'what's my best use of this capital'.

Pros

Opportunity-cost framing
Includes CGT and selling costs
NRI repatriation context

Cons

Sensitive to the alternative-return assumption
Long horizons magnify small input errors

Best for: NRIs sitting on an under-performing or emotionally-held property.

Open Rent vs Sell Calculator

Property Appreciation Calculator

Historical and projected capital growth for an Indian property.

AnswersProjected capital growth

Why it ranks here

Isolates the appreciation component that Property ROI folds into total return.
Useful for stress-testing the growth assumption with conservative and optimistic rates.
Helps separate a cash-flow decision from a capital-gain bet.

Pros

Clean appreciation-only view
Easy scenario testing
Complements the ROI calculator

Cons

Past growth is not a forecast
No local micro-market granularity

Best for: Pressure-testing the appreciation input before trusting a total-ROI number.

Open Property Appreciation Calculator

NRI Repatriation Calculator

What actually lands in your foreign account after tax and transfer costs.

AnswersNet repatriated return

Why it ranks here

Takes gross Indian rental income down to the net repatriated amount after TDS, deductions and FX/transfer cost.
The only 'ROI' figure that reflects what an NRI truly receives.
Pairs with the yield and profit calculators to get from headline return to take-home.

Pros

True take-home number for NRIs
Models TDS and FX friction
Ties yield to real cash received

Cons

Needs your tax-position assumptions
FX rate is a moving target

Best for: NRIs converting a headline yield into money in hand abroad.

Open NRI Repatriation Calculator

Key Takeaways

Start with the Property ROI Calculator for the buy/keep decision, then use Yield and Airbnb Profit to pick the operating model.

For NRIs, the headline yield is not the return — run it through the Repatriation Calculator to see the take-home figure.

Always run appreciation and occupancy assumptions at low / base / high; the output swings hard on both.

Use the Revenue Estimator to fact-check any operator's income claim before you sign anything.

Rent vs Sell is the one to run annually on a property you are only keeping out of inertia.

Frequently Asked Questions

What is a good ROI on rental property in India?

For a traditional long lease, net rental yield of 2.5–3.5% is typical, with total ROI reaching 8–12% once appreciation is added. A well-run managed Airbnb / sub-lease can push net yield to 8–14%, though with more variability. Use the Property ROI Calculator to combine yield and appreciation for your specific inputs.

How do I calculate ROI on a rental property?

Total ROI = (annual net rental income + annual capital appreciation) ÷ total invested capital, where invested capital includes purchase price, stamp duty, registration and furnishing. Net rental income is gross rent minus society charges, property tax, management fee, repairs and vacancy. The Property ROI and Rental Yield calculators do this for Indian inputs automatically.

Which calculator should an NRI use for rental returns?

Use three together: the Rental Yield Calculator for cash-flow efficiency, the Property ROI Calculator for total return including appreciation, and the NRI Repatriation Calculator to see what actually reaches your foreign account after Section 195 TDS and transfer costs.

Are these rental ROI calculators free?

Yes. All seven are free, require no sign-up, and use India-specific assumptions — rupee amounts, Indian stamp duty and society charges, Section 195 TDS, and managed-Airbnb yield benchmarks.